A MarketDNA™ Alert or MarketDNA™ recommendation is not a recommendation or opinion that is intended to substitute for a financial advisors or investors independent assessment of whether to buy, sell or hold any financial products. The alert is a statement of opinion derived objectively though our software from public information about the relevant entity. This information and the related alerts and related analysis provided in the alerts by SJL Capital LLC do not represent an offer to buy, sell or trade in securities. The research information contained therein is an objective and independent reference source, which should be used in conjunction with other information in forming the basis for an investment decision. SJL Capital LLC believes that all of its reports and alerts are based on reliable data and information, but SJL Capital LLC has not verified this or obtained an independent verification to this effect. SJL Capital LLC provides no guarantee with respect to the accuracy or completeness derived from the data. Each alert is a relative, probabilistic assessment of the movement of the relevant equity and its potential to meet financial obligations. It is not a statement that default will or will not occur given that circumstances change and management can adopt new strategies. Alerts have been prepared at the request of, and for the purpose of, the subscribers to our credit and/or alert service only, and neither SJL Capital LLC nor any of our employees accept any responsibility on any ground whatsoever, including liability in negligence, to any other person. Finally, SJL Capital LLC and its employees accept no liability whatsoever for any direct, indirect or consequential loss of any kind arising from the use of its research and/or alert service in any way whatsoever, unless SJL Capital LLC is negligent in misinterpreting or manipulating the data, in which case, our maximum liability to our client is the amount of our fee for the research or alert. Past performance is not an indication of future performance, and SJL Capital LLC, and its employees, provide no future performance guarantees..